USDA Guaranteed Loans are the most popular rural development mortgage program in North Dakota. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with North Dakota USDA income limits playing a major role. Guaranteed Loan income limits across ND are listed below.
North Dakota USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adams County, ND | $95,900 | $126,600 |
| Barnes County, ND | $95,900 | $126,600 |
| Benson County, ND | $95,900 | $126,600 |
| Billings County, ND | $108,550 | $143,300 |
| Bismarck, ND HUD Metro FMR Area | $105,800 | $139,650 |
| Bottineau County, ND | $95,900 | $126,600 |
| Bowman County, ND | $107,100 | $141,350 |
| Burke County, ND | $100,750 | $133,000 |
| Cavalier County, ND | $99,100 | $130,800 |
| Dickey County, ND | $95,900 | $126,600 |
| Divide County, ND | $104,850 | $138,400 |
| Dunn County, ND | $104,300 | $137,700 |
| Eddy County, ND | $95,900 | $126,600 |
| Emmons County, ND | $95,900 | $126,600 |
| Fargo, ND-MN MSA | $96,750 | $127,700 |
| Foster County, ND | $95,900 | $126,600 |
| Golden Valley County, ND | $95,900 | $126,600 |
| Grand Forks, ND-MN MSA | $95,900 | $126,600 |
| Grant County, ND | $95,900 | $126,600 |
| Griggs County, ND | $95,900 | $126,600 |
| Hettinger County, ND | $95,900 | $126,600 |
| Kidder County, ND | $95,900 | $126,600 |
| LaMoure County, ND | $95,900 | $126,600 |
| Logan County, ND | $95,900 | $126,600 |
| McHenry County, ND | $101,000 | $133,300 |
| McIntosh County, ND | $95,900 | $126,600 |
| McKenzie County, ND | $108,550 | $143,300 |
| McLean County, ND | $95,900 | $126,600 |
| Mercer County, ND | $106,000 | $139,900 |
| Mountrail County, ND | $97,300 | $128,450 |
| Nelson County, ND | $95,900 | $126,600 |
| Oliver County, ND HUD Metro FMR Area | $97,400 | $128,550 |
| Pembina County, ND | $95,900 | $126,600 |
| Pierce County, ND | $95,900 | $126,600 |
| Ramsey County, ND | $95,900 | $126,600 |
| Ransom County, ND | $95,900 | $126,600 |
| Renville County, ND | $101,650 | $134,200 |
| Richland County, ND | $95,900 | $126,600 |
| Rolette County, ND | $95,900 | $126,600 |
| Sargent County, ND | $95,900 | $126,600 |
| Sheridan County, ND | $95,900 | $126,600 |
| Sioux County, ND HUD Metro FMR Area | $95,900 | $126,600 |
| Slope County, ND | $95,900 | $126,600 |
| Stark County, ND | $108,550 | $143,300 |
| Steele County, ND | $95,900 | $126,600 |
| Stutsman County, ND | $95,900 | $126,600 |
| Towner County, ND | $95,900 | $126,600 |
| Traill County, ND | $98,450 | $129,950 |
| Walsh County, ND | $95,900 | $126,600 |
| Ward County, ND | $100,200 | $132,250 |
| Wells County, ND | $95,900 | $126,600 |
| Williams County, ND | $108,550 | $143,300 |
